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U.S. Regional Banks Industry Analysis

UpdatedApr 04, 2026
DataAggregated Company Financials
Companies606
  • 7D3.9%
  • 3M0.9%
  • 1Y31.4%
  • YTDn/a

The Regional Banks industry is up 3.9% in the last week, with Truist Financial up 5.9%. This takes the industry's 12 month performance to a gain of 31%. As for the next few years, earnings are expected to grow by 15% per annum.

Industry Valuation and Performance

Has the U.S. Regional Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 05 Apr 2026US$692.0bUS$186.7bUS$52.1b11.3x13.3x3.7x
Tue, 03 Mar 2026US$704.9bUS$187.9bUS$52.2b11.4x13.5x3.8x
Thu, 29 Jan 2026US$711.1bUS$187.4bUS$51.9b11.7x13.7x3.8x
Sat, 27 Dec 2025US$700.8bUS$184.6bUS$50.0b11.8x14x3.8x
Mon, 24 Nov 2025US$641.7bUS$184.3bUS$50.0b11.2x12.8x3.5x
Wed, 22 Oct 2025US$631.0bUS$180.9bUS$48.2b11.2x13.1x3.5x
Fri, 19 Sep 2025US$668.7bUS$179.9bUS$47.6b12x14x3.7x
Sun, 17 Aug 2025US$644.5bUS$180.6bUS$47.7b11.4x13.5x3.6x
Tue, 15 Jul 2025US$659.3bUS$169.4bUS$40.0b12x16.5x3.9x
Thu, 12 Jun 2025US$616.4bUS$169.8bUS$40.1b11.1x15.4x3.6x
Sat, 10 May 2025US$593.2bUS$169.5bUS$39.9b11x14.9x3.5x
Mon, 07 Apr 2025US$523.9bUS$167.5bUS$38.9b10.5x13.5x3.1x
Wed, 05 Mar 2025US$635.9bUS$167.9bUS$38.9b11.4x16.4x3.8x
Fri, 31 Jan 2025US$661.2bUS$168.1bUS$38.9b12.1x17x3.9x
Sun, 29 Dec 2024US$637.2bUS$168.8bUS$26.8b12.3x23.7x3.8x
Tue, 26 Nov 2024US$703.2bUS$168.6bUS$26.8b13.2x26.2x4.2x
Thu, 24 Oct 2024US$616.2bUS$169.2bUS$27.7b11.8x22.3x3.6x
Sat, 21 Sep 2024US$612.9bUS$167.2bUS$26.9b11.7x22.7x3.7x
Mon, 19 Aug 2024US$578.8bUS$167.7bUS$27.1b11.1x21.3x3.5x
Wed, 17 Jul 2024US$564.1bUS$176.2bUS$34.9b10.9x16.2x3.2x
Fri, 14 Jun 2024US$496.4bUS$176.8bUS$35.1b9.5x14.2x2.8x
Sun, 12 May 2024US$530.4bUS$177.0bUS$35.2b9.6x15.1x3x
Tue, 09 Apr 2024US$513.4bUS$178.6bUS$38.1b9.3x13.5x2.9x
Thu, 07 Mar 2024US$521.6bUS$179.2bUS$38.2b9.5x13.6x2.9x
Sat, 03 Feb 2024US$519.1bUS$189.6bUS$44.3b9.6x11.7x2.7x
Mon, 01 Jan 2024US$552.3bUS$195.0bUS$57.3b9.4x9.6x2.8x
Wed, 29 Nov 2023US$471.8bUS$194.8bUS$57.2b8.4x8.2x2.4x
Fri, 27 Oct 2023US$424.8bUS$194.4bUS$57.7b7.8x7.4x2.2x
Sun, 24 Sep 2023US$444.3bUS$195.6bUS$59.6b7.8x7.5x2.3x
Tue, 22 Aug 2023US$476.0bUS$195.7bUS$59.6b8.3x8x2.4x
Thu, 20 Jul 2023US$504.5bUS$194.0bUS$59.9b8.3x8.4x2.6x
Sat, 17 Jun 2023US$466.0bUS$193.4bUS$59.3b7.9x7.9x2.4x
Mon, 15 May 2023US$404.9bUS$193.3bUS$59.3b7.4x6.8x2.1x
Wed, 12 Apr 2023US$475.4bUS$188.6bUS$57.4b8.3x8.3x2.5x
Price to Earnings Ratio

8.3x


Total Market Cap: US$475.4bTotal Earnings: US$57.4bTotal Revenue: US$188.6bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Regional Banks Industry Price to Earnings3Y Average 14.1x202420252026
Current Industry PE
  • Investors are relatively neutral on the American Regional Banks industry at the moment, indicating that they anticipate long term growth rates to remain steady.
  • The industry is trading close to its 3-year average PE ratio of 14.0x.
  • The 3-year average PS ratio of 3.2x is lower than the industry's current PS ratio of 3.7x.
Past Earnings Growth
  • The earnings for companies in the Regional Banks industry have declined 3.2% per year over the last three years.
  • Meanwhile revenues have remained mostly flat.
  • This means that although sales have remained flat, either the cost of doing business or the level of investment back into businesses has increased, which has decreased profits.

Industry Comparison

How does U.S. Regional Banks compare with similar industries?

US Market3.46%
Financials3.50%
Banks4.52%
Regional Banks3.88%
Diversified Banks4.75%
Industry PEThere are no additional sub-industries under this industry.
Forecasted GrowthThere are no additional sub-industries under this industry.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
TFC Truist FinancialUS$47.165.9%
+US$3.3b		35.6%PB1x
HBAN Huntington BancsharesUS$15.794.7%
+US$1.4b		25.3%PB1.5x
MTB M&T BankUS$210.164.6%
+US$1.4b		33.8%PB1.2x
CFG Citizens Financial GroupUS$60.995.6%
+US$1.4b		78.0%PB1.1x
RF Regions FinancialUS$26.475.2%
+US$1.1b		41.9%PB1.3x

Latest News

RVSB
US$5.48
Riverview Bancorp
7D
-0.7%
1Y
-4.2%
AUBN
US$23.19
Auburn National Bancorporation
7D
-3.2%
1Y
9.2%
MTB
US$210.16
M&T Bank
7D
4.6%
1Y
33.8%
ASB
US$25.98
Associated Banc-Corp
7D
4.5%
1Y
33.8%
EWBC
US$108.99
East West Bancorp
7D
4.8%
1Y
47.2%
FNWD
US$35.04
Finward Bancorp
7D
-0.6%
1Y
21.2%
RF
US$26.47
Regions Financial
7D
5.2%
1Y
41.9%

RF: Credit Trends And Buybacks Will Drive Future Upside Potential

The updated analyst price target for Regions Financial now stands at about $30.72. This reflects a fine-tuned outlook as analysts balance recent target increases from firms like JPMorgan, UBS, Piper Sandler and Goldman Sachs with more cautious moves including target cuts and downgrades tied to valuation, guidance and credit risk.
PNFP
US$87.47
Pinnacle Financial Partners
7D
5.4%
1Y
0.3%

PNFP: Synovus Merger Execution And Steeper Yield Curve Will Drive Re Rating

The consensus analyst price target for Pinnacle Financial Partners has shifted slightly, with the updated fair value estimate moving by about $1 to $115.58 as analysts incorporate recent target tweaks across firms and their views on bank sector tailwinds, valuation gaps, and the Synovus acquisition setup. Analyst Commentary Recent research updates on Pinnacle Financial Partners cluster around price target revisions and fresh coverage, giving you a clearer view of how the Street is weighing the Synovus acquisition setup, bank sector conditions, and valuation against execution risks.
CFG
US$60.99
Citizens Financial Group
7D
5.6%
1Y
78.0%

CFG: Multi Year Upside Will Rely On Credit Strength And Buybacks

Narrative Update on Citizens Financial Group The analyst price target for Citizens Financial Group has been trimmed by $0.60 to reflect a slightly lower fair value of $72.2. Analysts are balancing earlier target increases with more cautious assumptions around required returns and forward P/E multiples. Analyst Commentary Recent Street research on Citizens Financial Group shows a mix of optimism on earnings power and capital strength alongside some caution on valuation and execution risk.
SFBC
US$41.82
Sound Financial Bancorp
7D
-3.5%
1Y
-14.9%
TFC
US$47.16
Truist Financial
7D
5.9%
1Y
35.6%

TFC: Excess Capital And Buybacks Are Expected To Lift Future Returns

The fair value estimate for Truist Financial has been adjusted slightly lower to $56.55 as analysts weigh higher discount rate assumptions against a series of recent upgrades and price target increases that highlight excess capital, buyback potential, and improving fundamentals. Analyst Commentary Recent Street research around Truist Financial centers on excess capital, buyback capacity, and potential for improving returns, with a growing cluster of upgrades and higher price targets.
HBAN
US$15.79
Huntington Bancshares
7D
4.7%
1Y
25.3%

HBAN: Loan Growth And Solid Credit Trends Will Support Future Upside

Analysts have trimmed the consolidated price target for Huntington Bancshares by $1 to around $20. The change reflects a mix of cautious updates around acquisition execution, geopolitical and macro risk, and continued interest in regional banks where capital and credit trends are viewed as solid.
UBCP
US$16.00
United Bancorp
7D
-3.1%
1Y
24.2%
OPHC
US$5.03
OptimumBank Holdings
7D
-3.8%
1Y
32.0%
WSBK
US$12.78
Winchester Bancorp
7D
-1.0%
1Y
n/a
PNBK
US$1.30
Patriot National Bancorp
7D
2.4%
1Y
-5.1%